Rates

Loan Rates
Last updated March 25, 2013
All Rates Listed are Annual Percentage Rates
and are Subject to Change Without Notice

Mortgage Loans
We now offer 15, 20 and 30 year Mortgage Loans. Please call for details and current rates.
Consumer Loans
Loan Type	Annual Percentage Rate*	Maximum Loan Amount	Maximum Term
New or Used Autos and Motorcycles	As low as 2.95% As high as 8.45%	New - 100% of MSRP + TT&L Used - 90% of NADA	Value $1,000 to $9,999 - 36 months Value $10,000 to $14,999 - 48 months Value $15,000 to $24,999 - 60 months Value $25,000 to $49,999 - 72 months Value $50,000 or more - 84 months
New or Used RV's Conversion Vans, Boats and Mobile Homes	As low as 6.00% As high as 11.50%	New - 90% of MSRP Used - 90% of NADA	Value $1,000 to $9,999 - 36 months Value $10,000 to $14,999 - 48 months Value $15,000 to $24,999 - 60 months Value $25,000 to $49,999 - 72 months Value $50,000 or more - 84 months
Signature	As low as 7.50% As high as 13.00%	See loan officer	36 months
Share Secured	1.50% above Highest Divided Rate for Regular Shares Rate is variable.	100% of Pledged Amount	120 months
Share Certificate Secured	1.50% above Share Certificate Rate	100% of Pledged Amount	Remaining Term of Certificate
Visa	As low as 8.9% As high as 11.9%	$5,000	Revolving
*Your annual percentage rate may vary depending upon credit worthiness. Please ask a loan officer for details about how your rate is determined.

Share Rates
Last update March 25, 2013
All Rates Listed are Annual Percentage Yields
and are Subject to Change Without Notice

Description	Minimum Initial Deposit	Minimum to Earn	Compound- ing and Crediting	Dividend Rate	Annual Percentage Yield
Regular Shares* From $25.00 to $1999.99 From $2000.00 to $4999.99 From $5000 and more	$25.00	$25.00	Quarterly	.10% .20% .25%	.10% .20% .25%
Share Draft (Checking)	$25.00	$2,500.00	Monthly	.10%	.10%
6 Mo. Share Certificate Regular Large Jumbo	$1,000.00 $50,000.00 $100,000.00	$1,000.00 $50,000.00 $100,000.00	Monthly	.50% .55% .60%	.50% .55% .60%
12 Mo. Share Certificate Regular Large Jumbo	$1,000.00 $50,000.00 $100,000.00	$1,000.00 $50,000.00 $100,000.00	Monthly	.60% .65% .70%	.60% .65% .70%
IRA Accounts From $.01 to $49,999.99 From $50,000 to $99,999.99 From $99,999 and more	$25.00	$25.00	Monthly	.60% .65% .70%	.60% .65% .70%
Christmas Club Account	$25.00	$0.00	Monthly	.50%	.50%
Certificate yields disclosed assume dividends are not withdrawn prior to maturity. Withdrawal of dividends will reduce yield. Secondary and Business Shares same as Regular shares except there is no minimum initial deposit and no minimum to earn. Rates are last declared rates by the board of directors.* The Daily Balance Method is used to compute dividends on all deposit accounts. Home / Membership / Privacy / Specials