Save the CREDIT UNION way!
Savings (Regular Shares):
Savings accounts or Regular Share accounts are the basic way to save. To be a member, you must maintain at least $25.00 in your savings account. This represents your one share of ownership in the credit union.
For members who have direct deposit available from their employer, an allotment to their savings account at the credit union is the perfect way to set money aside.
New! 2nd Savings accounts are now available thanks to our updated software!
Certificates (Share Certificates):
Check out our rates on Certificates of Deposit (Share Certificates). We think you will find that they are very competitive.
New! We offer slightly higher rates for certificates of $50,000 or more and for certificates of $100,000 or more.
Certificates of Deposit are great when you don't need your money right away and you can lock it in for 6 or 12 months to earn extra dividends.
We offer Traditional IRAs, Roth IRAs and Coverdell Education Savings Accounts to help you reach your financial goals. Simply choose the type of IRA account that fits your needs, then invest in either our overnight IRA account or our IRA Certificates of Deposit.
New! We offer slightly higher rates for IRA certificates of $50,000 or more and for IRA certificates of $100,000 or more.
Can't decide what type of IRA you need? Check with your tax advisor first! IRA decisions will have a major impact on the taxes you owe. The chart below lists basic information to get you started. Feel free to call us if you have any questions about our IRA account or our IRA certificates.
MAGI - modified adjusted gross income from the federal tax form
Christmas club accounts are a super way to save for holiday spending or anything else that requires extra cash near the end of the year. Put in as little or as much as you like, whenever you like, but pay a $5.00 fee for each withdrawal prior to November 1st each year. The withdrawal fee is just a little incentive to encourage saving. Many members have just $10.00 each payperiod direct deposited to their Christmas account. Even that much can really add up.